Home Lending | Taunton Federal Credit Union

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Lending

Home Lending

At TFed, we understand that purchasing a home is one of the most significant decisions you'll make in your lifetime, and we're here to guide you every step of the way. With our competitive rates, personalized service, and range of mortgage options tailored to fit your unique needs, achieving your homeownership goals has never been more accessible.

Why choose TFed?

  • Competitive rates and flexible terms
  • Low down payment requirements*
  • Local Mortgage Loan Originators to support you from start to finish
  • Simple online application and digital tools

*Available on select mortgage programs. Down payment requirements vary by loan program, credit qualifications, property type, and occupancy. 

 

Explore Our Home Loan Options

Every homebuyer’s journey is different. Whether you’re purchasing, refinancing, or planning improvements, TFed offers a range of home loan solutions designed to fit your needs, timeline, and budget. Our team is here to help you compare options and choose the path that makes the most sense for you.

 Check Rates or Apply Now

 

 

Ready to get started?

Let one of our Mortgage Loan Originators assist you with all of your home lending needs! Click on an image below to learn about each of our team members and see our current specials and incentives! 

You can also visit the TFed Mortgage Center for a complete look at our Home Loan products and access to our rates, application and more!

 
 

*APR is Annual Percentage Rate.  Rate is effective as of 2/1/2026 and may change at any time without notice. Introductory APR will be in effect for the first 60 months of your loan. The minimum APR is variable and subject to change annually beginning with the 61st billing cycle. Maximum loan amount of $806,500. Estimated monthly payment is $5.52 per $1,000 borrowed. Forecasted payment assumes principal and interest only. Adjustable rate and payment example is fixed for the first 5 years; then adjusts every 1 year to 2.75% above the weekly average yield on the 1-year U.S. Treasury Constant Maturity Index. Interest rate cap of 2% per adjustment and 6% over the life of the loan apply. Minimum credit score of 700 is required. All loans are subject to credit approval. Products are available to qualified borrowers who own 1-4 family, owner-occupied homes or condominiums with a maximum loan-to-value ratio of up to 97% on purchase rate/term refi programs, loan-to-value ratios over 80% require the borrower to qualify for and purchase private mortgage insurance. Property insurance is required. Flood insurance may be required. Interest may be tax deductible; consult your tax professional regarding deductibility. Limited-time offer. TFed reserves the right to discontinue this program at any time without notice as well as to disqualify members at its sole discretion. Offer expires 3/31/26.

Need more information on our products or services?

Give us a call (508) 824-6466