Rates are effective 1/6/2025 and subject to change without notice.
Term Share Certificate & Individual Retirement Account Certificate Specials
| Term Length |
Current Dividend Rate |
Annual Percentage Yield |
| 5 Month Special* |
5.84%
|
6.00% |
|
9 Month Special
|
4.07%
|
4.15%
|
|
16 Month Special
|
3.69%
|
3.75%
|
The minimum opening deposit of $250.00 to earn APY. Subject to early withdrawal penalties. Dividends are compounded & credited monthly. Institutional funds will not be accepted. Fees may reduce earnings. *Maximum of $10,000 per household.
Term Share Certificate & Individual Retirement Account Certificates
| Term Length |
Current Dividend Rate |
Annual Percentage Yield |
| 3 Months |
0.25% |
0.25% |
| 6 Months |
0.30% |
0.30% |
| 12 Months |
0.45% |
0.45% |
| 15 Months |
0.50% |
0.50% |
| 18 Months |
0.55% |
0.55% |
| 24 Months |
0.65% |
0.65% |
| 36 Months |
0.85% |
0.85% |
| 48 Months |
0.95% |
0.95% |
| 60 Months |
1.09% |
1.10% |
Open Online
The minimum opening deposit of $250.00 to earn APY. Subject to early withdrawal penalties. Dividends are compounded & credited monthly. Fees may reduce earnings.
Money Maker Term Share Certificates
| Product |
Current Dividend Rate |
Annual Percentage Yield |
| 12 Month Money Maker |
0.45% |
0.45% |
| Minimum payroll deposit for weekly deposits is $25; biweekly $50; & monthly $100 |
| 12 Month Money Maker Plus |
0.50% |
0.50% |
| Minimum payroll deposit for weekly deposits is $100; biweekly $200; & monthly is $400 |
If payroll is not going into the Money Maker Share within 90 days, the rate paid will correspond with the appropriate savings account rate, based on the balance in the account. Minimum opening deposit of $250 to earn APY. The minimum balance requirement is waived for TFed at Work participants. Certificate can only be opened with an existing payroll or ACH at TFed. Not valid for qualified funds (IRA). Fees may reduce earnings.
