At TFed, we’re committed to helping you make the most of your money with savings solutions that fit your goals. Below, you’ll find our full list of current rates, including our everyday offerings and limited-time specials. Whether you’re looking for steady growth with a traditional Term Share Certificate or taking advantage of a high-yield promotional rate, we make it easy to choose what’s right for you. Explore the sections below to learn more.
Rates are effective 6/2/2025 and subject to change without notice.
Limited-Time Certificate Specials
Take your savings further with TFed’s limited-time Term Share Certificate and IRA Certificate Specials. These high-yield options are designed to help you grow your money faster while keeping things simple and secure.
To open one of these specials, visit any TFed branch or call us at (508) 824-6466.
Check out our current promotional rates below and start saving the easy way.
Term Share Certificate & Individual Retirement Account Certificates
Looking for a steady way to grow your savings? TFed’s everyday Term Share Certificates and IRA Certificates offer competitive rates with a variety of terms to fit your financial plans. Whether you're saving for a short-term goal or planning for retirement, our standard options provide a reliable way to earn more over time.
Explore our current rates below and see how easy saving can be with TFed.
The minimum opening deposit of $250.00 to earn APY. Subject to early withdrawal penalties. Dividends are compounded & credited monthly. Fees may reduce earnings. Upon maturity, certificate will automatically renew at the prevailing rate.
Money Maker Term Share Certificates
Earn more with every paycheck. Our Money Maker Certificate lets you build your balance with ongoing payroll deposits—making it easier to grow your savings automatically.
Explore our current rates below and see how easy saving can be with TFed.
Certificate requires an existing payroll or ACH deposit at TFed. Not valid for qualified funds (IRA). A minimum opening deposit of $250 is required to earn the APY, unless waived for TFed at Work participants. If payroll is not deposited into the Money Maker Certificate within 90 days, the rate will adjust to the standard savings rate based on the account balance. Dividends are compounded and credited monthly. Subject to early withdrawal penalties. Upon maturity, the certificate will automatically renew at the prevailing rate. Fees may reduce earnings.
